My Money Tree
This book discusses the changing role of government finance in the twentieth century. It documents the enormous increase in government spending throughout the 1900s across all industrialized countries. However, the authors find that the growth of the welfare state over the past thirty-five years has not brought about much additional social and economic welfare. This suggests that public spending in industrialized countries could be much smaller than today without sacrificing important policy objectives. For this to happen, governments need to refocus their role on setting the 'rules of the game', and the study provides a blueprint for institutional and expenditure policy reform. After a detailed account of reform experiences in several countries and the public debate regarding government reform, the study closes with an outlook on the future role of the state, which is crucial in that globalization may require and people want much 'leaner' but not 'meaner' states.
Turn your fortunes around with a year’s worth of money-saving, life-improving tips! <p> You don’t have to live like a recluse or deny yourself life’s luxuries.  By spending less, you really can have more. It’s not just about saving the odd penny when you’re doing your grocery shopping – it’s about rediscovering the truly valuable things in life.  Discover the power of less and create more time in your life to find the kind of happiness that money just can’t buy. <p> From simple tactics such as never shopping on an empty stomach, to lesser-known tricks like importing goods to pay for your holiday, every tip will save you between £5 and £50,000. <p> You will find 365 practical tips in the following areas to help you live on less, spend less, and be far richer and happier for it! <ol> <li>Shopping <li>Your house and your home <li>More ways of saving or making money whenever you buy or sell property   <li>Your personal finances and savings <li>Cut the cost of necessary household expenses <li>Food and drink <li>Cutting out unnecessary, excessive expenditure <li>Kids, schools and universities <li>Cars and travel <li>Leisure, pleasure and going on holiday <li>The kind of happiness that money just can't buy <li>Creating more time in your life <li>Your 'job' or your 'work' <li>Moving overseas </ol> <p>
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My Money Tree