My Money Tree
Pensioners are losing many millions of pounds each year through saving badly and paying too much tax. The central theme of Your Taxes & Savings 2005-2006 is to help them make the most of their money. It is full of essential information on topics we all need to know more about. The section on tax explains how much tax you should pay, how to avoid paying too much this year - and how to claim it back from previous years with compensation or interest. It also warns about the most common hidden tax traps. The section on savings covers the wide variety of complicated savings products that are around - and what risks and returns older people should expect from each. It also explains how to save money in simple ways, how to avoid wasting money in savings accounts that pay nothing, and how to get the best interest, even on a current account. There is also advice on the Financial Services Authority, how to complain, and how to get compensation.
This illustrated, step-by-step guide shows you how to save seeds from 20 of the most popular vegetable garden plants, including beans, carrots, peas, peppers, and tomatoes. You'll learn how each plant is pollinated (key to determining how the seed should be saved), how to select the seeds to collect, and how to process and store collected seeds. Grow the varieties you love, year after year!
Saving Maddie's Baby by Marion Lennox Maddie Haddon doesn't hesitate to run into a crumbling goldmine to save a friend. But when she's trapped it's her turn to be saved...Dr Josh Campbell is stunned to be called to rescue his ex-wife - and to discover that she's on the brink of labour! Can he save Maddie and her baby...and heal their broken marriage too? A Sheikh to Capture Her Heart by Meredith Webber After tragedy drove her to Wildfire Island, surgeon Sarah Watson is ready to live again - starting with an affair with the mysterious Harry! But he's running from his own past - as Sheikh of Ambelia! When their fling turns into more, Sarah and Harry must choose: keep running or stand together...Wildfire Island Docs Welcome to Paradise!
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