My Money Tree
The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings & expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you're thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your "money personality" Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before ..and much more inside! Learn how to set up a budget and make the most of your money TODAY. Are you ready to take the challenge?
This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.
Comparative Public Budgeting and Finance is a collection of original chapters examining public budgeting issues, methods, and techniques in countries around the world. Each chapter: --explores the history of the budget system and how it fits within the political system in the country, as well as the legal foundation and any reforms that affect the budget system. A discussion of revenue and expenditure allocations is included in each section. --provides the reader with political, demographic and economic background information on each country along with a detailed analysis of the budgeting process. This information is reinforced with charts, tables and figures. In addition, questions at the end of each chapter will provide the students with key concepts to focus on. --also examines topics such as: budget behavior and decision making, capital budgeting, analytical processes, budget processes, intergovernmental relations, budget reform, performance budgeting, and financial management. --concludes with a list of thought provoking questions, an appendix, end notes and a glossary which provides a point of departure for classroom discussion as well as individual student research on each country. Appropriate Courses: Primary Course Title: Comparative Budgeting. Primary Department: Public Administration. Secondary Course: Budget and Finance. Secondary Department: Public Affairs, Department of Political Science, or Public Affairs. This book is specifically designed for a graduate level course in budgeting. There are no other books currently on the market that examine budgeting in a comparative sense that focuses on individual countries. So, rather than utilize a lot of articles from journals a faculty member can use one text and use the articles as supplemental documents. This is the greatest benefit. The second benefit is the instructora (TM)s manual with the lecture outline and power point slides. The instructor should have minimal preparation for the course and students can simply read the questions at the end of the chapter to see where they should focus their attention. The book stands out because it is a one of kind in an area that has massed considerable attention in the last year given the credit crunch that has occurred world wide. It is important from a pedagogical standpoint to provide the instructor with as much information and tools as possible given the need to fully utilize technology in the classroom. 1.Does the book have questions at the end of the chapters? 2.Does the book provide power point slides? 3.Does the book provide an instructora (TM)s manual. 4.Does the book critically assess the subject matter and cause students to think? 5.Does the book address the issues in a coherent fashion? There are no books that examine comparative budgeting utilizing this paradigm, a country by country examination. Books that are on the market utilize a thematic approach and then use country examples when discussing those themes. For example: Anwar Shah (ed). Budgeting and Budgetary Institutions, 2007/ The World Bank.
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