My Money Tree
This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.
The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings & expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you're thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your "money personality" Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before ..and much more inside! Learn how to set up a budget and make the most of your money TODAY. Are you ready to take the challenge?
It was in 1868, when nine years old or thereabouts, that while looking at a map of Africa of the time and putting my finger on the blank space then representing the unsolved mystery of that continent, I said to myself, with absolute assurance and an amazing audacity which are no longer in my character now: "When I grow up I shall go there." -from A Personal Record Josef Teodor Konrad Korzeniowski was born in the Ukraine, saw Europe as a child, and saw the world from the sea as a young man. An adventurer and a dreamer from the start, the restlessness of his youth would inform the keen insight he brought to the classic novels he would write, after settling in England, under the name JOSEPH CONRAD (1857-1924), including Lord Jim (1900) and Heart of Darkness (1902). Conrad fills this, his 1912 autobiography, with tales of his Russian childhood and his ocean voyages as a sailor on French and British merchant ships, all told with a deeply reflective spirit and a narrative imagination that elevates the genre of the life story to the level of grand literature. Ringing with the author's own appreciation of the unusual course of his life, this is powerful-and true-background material for a new enjoyment of his enduring works of fiction."
<b>A convenient and up-to-date reference tool for today's financial and nonfinancial managers in public practice and private industry</b> <p>If the very thought of budgets pushes your sanity over the limit, then this practical, easy-to-use guide is just what you need. <i>Budgeting Basics and Beyond, Fourth Edition</i> equips you with an all-in-one resource guaranteed to make the budgeting process easier, less stressful, and more effective. The new edition covers rolling budgets (forecasts), activity-based budgeting, life-cycle budgeting. Cloud computing, Balanced Scorecard, budgeting for nonprofit organizations, business simulations for executive and management training, and much more! <ul> <li>Includes several new software packages, computer-based models and spreadsheet applications, including Value Chain Management software, Financial Planning and Performance software, Web 2.0, Cloud computing, and capital budgeting software</li> <li>Features case studies, illustrations, exhibits, forms, checklists, graphs, samples, and worked-out solutions to a wide variety of budgeting, planning, and control problems</li> <li>Offers financial planning and new types of financial modeling, variance analysis, Web-based budgeting, active budgeting illuminating "what-if" analyses throughout, spreadsheet applications, break-even analysis, project analysis, and capital budgeting</li> </ul> <p><i>Budgeting Basics and Beyond, Fourth Edition</i> is a practical, easy-to-use problem-solver and up-to-date reference tool for today's financial and nonfinancial managers in public practice and private industry.
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My Money Tree