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The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings & expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you're thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your "money personality" Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before ..and much more inside! Learn how to set up a budget and make the most of your money TODAY. Are you ready to take the challenge?
This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.
Personality assessment is a major component of many mental health practices, as well as a required course in most graduate programs in psychology. Interpreting Personality Tests is a clear, succinct guide that offers practicing clinical psychologists and graduate students precise interpretive guidelines for the four main personality inventories MMPI-2, MCMI-III, CPI-R, and 16PF.<br> <br> This accessible book provides step-by-step procedures for clinical personality interpretation, helping mental health professionals determine the psychological health of their clients, ascertain maladjustment and problem behaviors, and ultimately reach a diagnosis.<br> <br> The book is divided into four chapters devoted to each of the key personality tests:<br> * Minnesota Multiphasic Personality Inventory-2(MMPI-2)<br> <br> Chapter One includes the history and development of the original MMPI, along with original MMPI norms, MMPI-2 norms, and transformed scores. There is a full interpretation of the MMPI-2 validity scales, including the Lie Scale, F Scale, Backside F Scale, K Scale, True Response Inconsistency Scale, Variable Response Inconsistency Scale, Dissimulation Index, Superlative Self-Assessment Scale, Infrequency-Psychopathology Scale, Weiner s Subtle and Obvious Items, and Mean Profile Elevation.<br> <br> Also covered is interpretation of MMPI-2 Code Types for One-Point and Two-Point Codes.<br> * Millon Clinical Multiaxial Inventory-III (MCMI-III)<br> <br> Chapter Two explores the background and history of this test, including information on test development and Base Rate scores. It explains how to interpret the MCMI-III scales, including Disclosure (Scale X), Desirability (Scale Y), and Debasement (Scale Z). There are also full interpretations for One-Point and Two-Point Codes, which includes information on Millon s current thinking about subtypes of personality disorders.<br> * California Psychological Inventory-Revised (CPI-R)<br> <br> Chapter Three provides a general overview of the test and its philosophical basis. It explains how to achieve correct interpretation of the test by inspecting patterns of elevations on different classes of scales, which are subdivided into one of four classes: Class I, to assess interpersonal adequacy; Class II, to assess interpersonal controls, values, and beliefs; Class III, to assess intellectual achievement and academic ability; and Class IV, to assess measures of personal styles. There is also information on scale interaction interpretations.<br> * Sixteen Personality Factors (16PF)<br> <br> Beginning with the test s background and history, Chapter Four outlines all steps in the interpretive process of the 16PF basic scales, including Impression Management, Acquiescence, and Infrequency. Also covered is configural interpretation, with a detailed list of configurations presented as hypotheses for further consideration and verification.<br> <br> <br> Clear and concise, Interpreting Personality Tests is an invaluable resource for everyone in the assessment field.<br> <br> <br> The only concise guide to address each of the four most frequently used personality tests.<br> <br> Personality assessment is a crucial part of the mental health process. Interpreting Personality Tests is the ultimate guide for psychologists, counselors, and students who want to learn how to interpret the four key personality inventories. Offering hundreds of interpretive data profiles, this volume is a valuable source of information for these major objective personality tests:<br> * Minnesota Multiphasic Personality Inventory-2 (MMPI-2)<br> * Millon Clinical Multiaxial Inventory-III (MCMI-III)<br> * California Psychological Inventory-Revised (CPI-R)<br> * Sixteen Personality Factors (16PF)<br> <br> <br> For definitive, precise guidance on clinical personality interpretation, Interpreting Personality Tests is the reference the assessment field has been waiting for.
No other management tool provides the operational direction that a well-planned budget can. Now in a new edition, this book provides updated coverage on issues such as budgeting for exempt organizations and nonprofits in light of the IRS' newly issued Form 990; what manufacturing CFOs' budgeting needs are; current technology solutions; and updated information on value-based budgets. Controllers, budget directors, and CFOs will benefit from this practical "how-to" book's coverage, from the initial planning process to forecasting to specific industry budgets.
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