My Money Tree
The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings & expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you're thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your "money personality" Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before ..and much more inside! Learn how to set up a budget and make the most of your money TODAY. Are you ready to take the challenge?
This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.
When you get right down to it, most people do care about fitness - they are interested, but just haven't the first clue how to begin. Where and how do you learn just how to start, without appearing less than bright? All the new words we hear and read, no doubt having something to do with fitness, what do they mean? I mean really, Pilates, Ai Chi, Tai Chi - are they animal, vegetable or mineral. Help! Help is here. The subtitle of this book is A Common Sense Guide to Fitness for All Ages. The book not only covers complete information on fitness training, but advice on weight control and diet, water exercises and abdominals and much more. Also included is a complete section on attaining and maintaining fitness from birth through the Golden Years - all the way. People tend to give up, but they could improve their fitness, even with disabling conditions. After you read the extremely enlightening and useful information in this book, you may very well call it Your Personal Fitness Handbook.
<b>A convenient and up-to-date reference tool for today's financial and nonfinancial managers in public practice and private industry</b> <p>If the very thought of budgets pushes your sanity over the limit, then this practical, easy-to-use guide is just what you need. <i>Budgeting Basics and Beyond, Fourth Edition</i> equips you with an all-in-one resource guaranteed to make the budgeting process easier, less stressful, and more effective. The new edition covers rolling budgets (forecasts), activity-based budgeting, life-cycle budgeting. Cloud computing, Balanced Scorecard, budgeting for nonprofit organizations, business simulations for executive and management training, and much more! <ul> <li>Includes several new software packages, computer-based models and spreadsheet applications, including Value Chain Management software, Financial Planning and Performance software, Web 2.0, Cloud computing, and capital budgeting software</li> <li>Features case studies, illustrations, exhibits, forms, checklists, graphs, samples, and worked-out solutions to a wide variety of budgeting, planning, and control problems</li> <li>Offers financial planning and new types of financial modeling, variance analysis, Web-based budgeting, active budgeting illuminating "what-if" analyses throughout, spreadsheet applications, break-even analysis, project analysis, and capital budgeting</li> </ul> <p><i>Budgeting Basics and Beyond, Fourth Edition</i> is a practical, easy-to-use problem-solver and up-to-date reference tool for today's financial and nonfinancial managers in public practice and private industry.
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