My Money Tree
The 21-Day Budgeting Challenge, the fourth book in the 21-Day Challenge series! Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings & expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you're thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your "money personality" Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before ..and much more inside! Learn how to set up a budget and make the most of your money TODAY. Are you ready to take the challenge?
This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.
Personality disorders have only recently been recognized as categories of psychiatric illness, and still need a sharper definition. This book interprets the personality disorders as products of the interaction between social influences and other etiological factors as part of a broad biopsychosocial model, and explains how personality traits develop into personality disorders. Strongly oriented toward recent empirical findings, the author argues that although biological, psychological and social factors are all necessary, none of them is by itself sufficient to produce a personality disorder. This basic model is also a model of treatment, in which the therapist addresses biological, experiential and social factors, and treatment recommendations focus particularly on social adjustment through the adaptive use of personality traits. Illustrated with revealing case vignettes, this balanced, humane and rational account of a difficult and sometimes contentious area will greatly assist clinicians in the understanding and treatment of individuals with personality disorder.
This book explores the international diffusion of Participatory Budgeting (PB), a local policy created in 1989 in Porto Alegre, Brazil, which has now spread worldwide. The book argues that the action of a group of individuals called "Ambassadors of Participation" was crucial to make PB part of the international agenda. This international dimension has been largely overlooked in the vast literature produced on participatory democracy devices. The book combines public policy analysis and the study of international relations, and makes a broad comparative study of PB, including cases from Latin America, Europe, and Sub-Saharan Africa. The book also presents a new methodology developed to examine PB diffusion, the "transnational political ethnography", which combines in-depth interviews, participant observation and document analysis both at the local and transnational level. Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â
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