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Spending Time In The Word

RRP $16.99

Spending Time in the Word is a collection of lessons from the bible that can be taught in twenty minutes or less. As a rendition of The Bible Lesson Pocket Book, this is great for small group bible studies, conference call bible studies, Sunday School, and mid-week prayer service. In addition, this is a great resource for ministers and teachers who are always on the go and called upon to teach at the last minute. The lessons contained herein are concise and to the point. Yet, they are still attention grabbing and discussion stimulating. You will find lessons on faith, taking matters into you own hands, steps for finding joy, placement of trust, making up your mind, your spiritual geography, standing in your own way, and dealing with defeat. The author does a great job with getting into the heart of the lesson but yet leaving enough room for the minister and teacher to incorporate his or her personality, knowledge, and experience into the teaching moment. This book is a great jewel for any minister or teacher to have. In addition to being a great teaching resource, this is also a wonderful devotional book. Why wait for a bible study to go through the lessons? The lessons can be simply read any time of the day for meditation and enriching one's personal spiritual journey.


Public Spending In The 20th Century

RRP $185.00

This book discusses the changing role of government finance in the twentieth century. It documents the enormous increase in government spending throughout the 1900s across all industrialized countries. However, the authors find that the growth of the welfare state over the past thirty-five years has not brought about much additional social and economic welfare. This suggests that public spending in industrialized countries could be much smaller than today without sacrificing important policy objectives. For this to happen, governments need to refocus their role on setting the 'rules of the game', and the study provides a blueprint for institutional and expenditure policy reform. After a detailed account of reform experiences in several countries and the public debate regarding government reform, the study closes with an outlook on the future role of the state, which is crucial in that globalization may require and people want much 'leaner' but not 'meaner' states.


The Spend Less Handbook - 365 Tips For A Better Quality Of Life While Actually Spending Less

RRP $12.95

Turn your fortunes around with a year&#8217;s worth of money-saving, life-improving tips! <p> You don&#8217;t have to live like a recluse or deny yourself life&#8217;s luxuries.&#160; By spending less, you really can have more. It&#8217;s not just about saving the odd penny when you&#8217;re doing your grocery shopping &#8211; it&#8217;s about rediscovering the truly valuable things in life.&#160; Discover the power of less and create more time in your life to find the kind of happiness that money just can&#8217;t buy. <p> From simple tactics such as never shopping on an empty stomach, to lesser-known tricks like importing goods to pay for your holiday, every tip will save you between &#163;5 and &#163;50,000. <p> You will find 365 practical tips in the following areas to help you live on less, spend less, and be far richer and happier for it! <ol> <li>Shopping <li>Your house and your home <li>More ways of saving or making money whenever you buy or sell property &#160; <li>Your personal finances and savings <li>Cut the cost of necessary household expenses <li>Food and drink <li>Cutting out unnecessary, excessive expenditure <li>Kids, schools and universities <li>Cars and travel <li>Leisure, pleasure and going on holiday <li>The kind of happiness that money just can't buy <li>Creating more time in your life <li>Your 'job' or your 'work' <li>Moving overseas </ol> <p>



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Budgeting Saving Spending Finance
Investment Retirement Super Advice
Insurance Planning Superannuation

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