As the U.S. Population ages, retirement is becoming an increasingly important life stage. Pension and retirement plans are crucial to the financial well-being of older citizens and key determinants of their standard of living. Many varieties of pension plans are currently offered, and employers have an interest in these plans because a good pension plan can help an employer attract, retain, and motivate a competent workforce. In some cases, the employer's financial health can depend significantly on the financial health of its pension plan. When employers make decisions regarding pension and retirement plans, they are making decisions that have high stakes for both their employees and the employer itself. Poor decisions can lead to intense scrutiny, sometimes by the media or in the courtroom. Good pension decision making can provide a secure future for the employer and its employees.
Concentrates specifically on housing, health and leisure opportunities following retirement. It is very important to ensure that, once retired, the correct housing, whether a house or higher care accommodation, is available. It is equally important to ensure that healthcare is catered for and the costs are recognised. Leisure opportunities are also covered along with travel generally and the range of benefits open to the retired person.
There is a pressure on the pastor that never goes away. Most times the pastor is not aware of the pressure because he has lived under it for so long. But, it is there. He may mark a day on the calendar as his "day off," but one phone call and he is at the hospital, or at the home of a hurting person. He may plain a vacation with his family and is far away from home, but again, one phone call can cancel the plans as they rush back home because of a death in the church's family. In retirement, that pressure goes away and for that the pastor can be thankful. However, there is another pressure that takes its place. That pressure is described in the scriptures as being "a fire in the bones." It is the desire to preach.
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